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Celtic continental finance11/22/2023 ![]() As this is a variable rate, it is subject to change depending on the market rate. The interest rate charged on the Reflex Mastercard is a variable APR. The annual fee reduces the amount of credit you have.Īfter the account has been open for a year, a monthly maintenance fee may be charged. The Reflex Mastercard comes with an annual fee that is assessed before you begin to use your card. Reflex Mastercard Fees Annual and Monthly Maintenance Fees To avoid an unnecessary credit inquiry where approval may not be granted, applicants can see if they pre-qualify without impacting their credit score. Reflex Mastercard Pre-QualificationĪpplications require a credit inquiry, which can deduct points from your credit score. You’ll need to activate your card over the telephone within 30 days of receiving it by calling from the number you registered on your application. Once approved, your credit card and welcome documentation are mailed within 3 working days. When completing your application, the following information is required: ![]() Alternatively, applications are also accepted by calling 86 or by returning an acceptance certificate that you received in the mail. Mastercard Zero Fraud Liability Protection (subject to Mastercard guidelines)Ĭustomers can apply by completing this online form, and the results can be available in just a few seconds (although this can take up to 30 days with individual cases).Use your card at locations everywhere Mastercard ® is accepted.Fast and easy application process results in seconds.Monthly reporting to the three major credit bureaus.Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements).Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time).See if you're Pre-Qualified with no impact to your credit score.The card is issued by Celtic Bank but is managed by Continental Finance that provides customer support for registrations and inquiries. The card is a full-service credit card that can be used anywhere that Mastercard is accepted - nationally and internationally. Let’s take a look at why you may, or may not, want to apply for this credit card. The Reflex ® Platinum Mastercard ® is available to individuals with a less than perfect credit rating who are looking to build up their credit history.
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